New York State Point Reduction

Participation in this program grants you a Mandatory 10% Insurance Discount. However, it also entitles you to potentially reducing accumulated points on your driving record by up to 4 points.

“Reduce up to 4 points on your driving record!”

The course is designed to allow up to 4 points to be reduced from your record. The points must have been received 18 months before you completed the course. Points acquired from prior or future traffic violations will not be affected.

The New York State DMV defines “point reduction” in a particular way. It doesn’t mean that the points or records of violations are removed from your record, but rather that any reduced points are not counted toward suspension or revocation of your driver’s license.

Once you’ve completed either our Online Defensive Driving Course or taken it in one of our Classrooms, we’ll notify the DMV, who will reduce your points appropriately.

“I recently got a speeding ticket (my 3rd), and took the course on line about a week before my court date. I took the option of having my completion certificate overnighted to me and was really impressed. I started the course on Tuesday evening, and did about half of it before I got tired. Went to bed, and in the morning completed the other half, and I actually had my certificate in my hand by Thursday! What’s more, the Judge was so impressed when he saw I had completed the course that he changed my ticket into a no point violation!! Thank you Defensive Drivers Discount!!!”

Molly from Syracuse U NY

10% Auto Insurance Premium Reduction for 3 Years

I’ll Do It!

* Successful completion of 320-minute Internet course by principal operator of insured vehicle provides 3-year, 10% premium reduction in base rate of motorist’s current car liability, no-fault & collision premiums. Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record. *** Note that prices listed on this website are for the Internet course. Prices for classroom courses vary by location.

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